ohana

💰 Billing & Models — the two-lane system (Taurus)

Lane 1 — subscription/ prefix (no wallet drain)

Rides the user’s Anthropic subscription, not the Taurus wallet. Subject to subscription rate limits. Used for: personal/governance seats (Private JAI historically, Shaka PA).

Lane 2 — openrouter/ prefix (wallet-billed)

Raw OpenRouter cost + 25% platform fee, deducted from a prepaid wallet per message. Used for: workers, builders, scouts, councils.

The routing strategy

• High-volume workers/builders → openrouter/moonshotai/kimi-k3 (pennies per big build; DASH + PIT BOY + most of the family)
• Governance/deep reasoning → subscription lane where possible
• NEVER put premium models (claude-fable-5 ≈ $10/$50 per Mtok) on openrouter lane for routine loops — fan-out agentic loops multiply token burn.

Model ID gotchas

• Dots, not dashes: openrouter/anthropic/claude-sonnet-4.6 ✅ (not claude-sonnet-4-6)
• claude-3-haiku is deprecated (404) — don’t use.
• Watch for model-revert drift after platform updates.

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